Saving Money with IRCTC

Booking a ticket at IRCTC means spending a few bucks extra. Well, it does not bother much as it saved my time and petrol. Here is a tip to save some money, but before that, a concern to raise! IRCTC charges flat Rs 10 on each ticket as their service charge. But why? Cards payment industry has a painful clause that merchants has to bear any fraud. For example, if a fraudster books a ticket with stolen card and later the card owner files a chargeback, IRCTC has to pay the amount back. But the fraudster has finished enjoying travel…

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